Vietnam Law & Legal Forum Magazine is your gateway to the law of Vietnam

Official Gazette

Saturday, November 18, 2017

Workers to benefit from voluntary occupational accident insurance

Updated: 10:04’ - 28/08/2017
Non-contractual employees will be entitled to the voluntary occupational accident insurance regime if they have paid compulsory social insurance premiums for at least 12 months, according to a draft decree designed by the Ministry of Labor, War Invalids and Social Affairs.

The draft specifies cases in which occupational accidents would or would not be covered by the above regime. Accordingly, a participant in voluntary occupational accident insurance may enjoy such benefits as assessment of his working capacity decrease level, lump-sum allowance, monthly allowance or service allowance; supply of assistive and orthopedic devices; support for job change; convalescence and health rehabilitation; and partial coverage of medical expenses if he satisfies both the conditions below.

A person who has paid voluntary occupational accident insurance premiums for full 12 consecutive months or more would be considered for enjoyment of the occupational accident prevention regime__Photo: Internet

First, he suffers a working capacity decrease of at least 5 percent as a result of the accident occurring in the insurance premium payment period.

Second, by the time the accident takes place, he has paid voluntary occupational accident insurance premiums for an accumulative period of full 12 months or more; or before the accident occurs, he has paid compulsory social insurance premiums for an accumulative period of at least full 12 months and has neither met with any occupational accident nor enjoyed any benefit from the occupational accident regime in that period.

Particularly, a person who has paid voluntary occupational accident insurance premiums for full 12 consecutive months or more would be considered for enjoyment of the occupational accident prevention regime.

However, the employee will not be entitled to the above benefits if the accident occurs due to his conflict with the accident causer which is irrelative to his job or task, or when he deliberately harms his health or illegally uses drug or other addictive substances.- (VLLF)
 

Send Us Your Comments:

See also:

Video

Vietnam Law & Legal Forum